I Need Help Getting A Home Loan

Getting a Home Loan in Australia

Freedom Loans have been helping Australians acquire home loans successfully since 2003. Our team are experts at helping individuals and families get their home loan application approved – even with a poor credit record. If you’re wondering whether you’re eligible for a home loan or why your home loan was declined by the bank, we can help.

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Emma- Self- Employed Home Finance
Before I called Freedom Loans, I had been turned down by several other finance brokers. This was owing to my status as self employed – and in the Arts industry – without up to date financial records. I also had a minor credit blemish from the past. However, I had a mortgage hich I had paid flawlessly for the past five years. Whilst that fact didn’t seem to change anything with other brokers, Freedom were able to see that if I could afford the sky-high interest that my previous mortgage had, I could certainly manage a new, much lower interest rate mortgage. And they had that for me within a couple of days of my first phone call to them! How amazing, in this day and age, to find someone who listens, understands and actually delivers the results! With my wedding coming up and expenses mounting, I was really stressing out about what to do. After contacting Freedom, I now have just that – the freedom to actually live my life, rather than always feeling the crunch of high interest.
Emma Humphreys

Bad Credit Home Loans

Every day we help people with bad credit get home loans. Finding yourself with bad credit can happen to anyone. Sometimes it’s bad timing, bad choices or just bad luck, but it doesn’t have to be the end of your story.

Most major banks won’t even consider bad credit cases, but there are a handful of reputable banks in Australia that do.

Let us help you find the one that best suits you and get the loan you need.

Am I Eligible For A Home Loan?

Find out whether you’re eligible for a loan, even if you’ve got a bad credit score.

The good news is that in most cases, we’re able to help people get a legitimate loan even if they’ve been told that they’re not eligible.

Find out how we do it, and how we can help you.

Why Was My Loan Declined?

Wondering what to do after your home loan was declined? Don’t worry, we can help. Getting a home loan approved by the major banks has become harder than ever before, and we’ve helped thousands of people in your position.

Find out what steps to take after a loan refusal, and how we can help you get a loan even after you’ve been declined.

I’ve Been Declined With Good Credit

Many people come to us confused about why their home loan application has been declined when they’ve got good credit.

There are many reasons why this can happen and it can be difficult to work out on your own. Our experts see people with these issues daily, and we can help you find and fix the problem.

Let us help you get the loan you need.


Find out today how
we can help you

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Getting a Mortgage When Payments Are Late

Yes, it is possible to get a mortgage with late payments. Find out why late payments will affect your mortgage application, how late is too late, and what you can do about it if you find yourself in that situation.

Repairing your credit score or getting a loan with late payments is possible, even if you’ve been declined in the past. Let us help you.

Get approved today

If you’ve been turned down by a bank – or more than one – because of bad credit, give us a call on 1300 364 751. We’ll tell you, straight-up, how we can help, so you can stop worrying and get back to living.

Find out today how
we can help you