I Need Help Getting A Home Loan

Before I called Freedom Loans, I had been turned down by several other finance brokers. This was owing to my status as self employed – and in the Arts industry – without up to date financial records. I also had a minor credit blemish from the past. However, I had a mortgage hich I had paid flawlessly for the past five years. Whilst that fact didn’t seem to change anything with other brokers, Freedom were able to see that if I could afford the sky-high interest that my previous mortgage had, I could certainly manage a new, much lower interest rate mortgage. And they had that for me within a couple of days of my first phone call to them! How amazing, in this day and age, to find someone who listens, understands and actually delivers the results! With my wedding coming up and expenses mounting, I was really stressing out about what to do. After contacting Freedom, I now have just that – the freedom to actually live my life, rather than always feeling the crunch of high interest.

Emma Humphreys

Bad Credit Home Loans

Every day, we help people with bad credit get home loans. Finding yourself with bad credit can happen to anyone. Sometimes, it’s bad timing, bad choices, or bad luck, but it doesn’t have to be the end of your story.

Most major banks don’t even consider bad credit cases, but a handful of reputable banks in Australia do.

Let us help you find the one that best suits you and get the loan you need.

Am I Eligible For A Home Loan?

Find out whether you’re eligible for a loan, even if you’ve got a bad credit score.

The good news is that, in most cases, we can help people get a legitimate loan even if they’ve been told they’re not eligible.

Find out how we do it and how we can help you.

Why Was My Loan Declined?

Wondering what to do after your home loan was declined? Don’t worry, we can help. Getting a home loan approved by the big banks has become more complicated than ever, and we’ve helped thousands of people in your position.

Find out what steps to take after a loan refusal and how we can help you get a loan even after you’ve been declined.

I’ve Been Declined With Good Credit

Many people come to us confused about why their home loan application has been declined even though they have good credit.

There are many reasons why this can happen, and it can be challenging to work out on your own. Our experts see people with these issues daily, and we can help you find and fix the problem.

Let us help you get the loan you need.

Freedom Loan clients hardly ever decline as long as they meet the base criteria:

– Earn a household income that can support the repayments (a minimum of $100K depending on the loan size)
– Have a minimum of 10% of the purchase price in deposit (if new mortgage).

Getting a Mortgage When Payments Are Late

Yes, it is possible to get a mortgage with late payments. Find out why late payments will affect your mortgage application, how late is too late, and what you can do if you find yourself in that situation.

Repairing your credit score or getting a loan with late payments is possible, even if you’ve been declined. Let us help you.