Low-Doc Home Loan
OR No-Doc Business Loan

You can still qualify for a home loan or business loan

Make sure you get the best low-doc home loan or no-doc business loan you can qualify for. Freedom Loans specialises in helping self-employed people secure low-doc loans and no-doc business loans at the best rates.

Many self-employed people struggle to secure a home loan or business loan because they can’t provide the paperwork required to prove their income or they cannot meet the strict credit rating criteria . If this is the case for you, a low-doc or no-doc loan is the answer.

Unfortunately, they’re not as easy to get as they were in the past because Australia’s major banks do not offer them, nor do traditional low-doc lenders like Rams. This leaves self-employed people in a difficult spot.

Thankfully, there is still a way to get a reputable low-doc home loan or no-doc business loan at great rates.

Get help
We are self employed and years ago never had any problems with refinancing our mortgages. Recently when various things happened with the market and low docs loans became stricter, we found it harder and virtually impossible to find someone to refinance us even though we have a clear credit history and equity in our home. We tried for over 12 months with different brokers and had no luck getting refinanced. We paid a lot of money in valuations and spent a lot of time in providing as much information as possible only to be rejected by most lenders.I found Freedom Loans on the internet and read their testimonials and thought it had to be worth a try. I talked with Anthony and Gary and told them I didn’t want to go through the whole process again if we were going to be knocked back. They assured me that they would get our loan refinanced and get us out of the high interest rate we were paying with our current lenders. They kept me updated on what was happening and each time something came up that might be an issue, they found another way to go about getting our refinance. We were happy to say that we settled our loan last month and have nearly 2% off the interest rate we were previously on which is a big weekly savings for us. Thanks so much to Gary, Anthony, Wendy and Ann from Freedom Loans, I will definitely look to using them again in the future if needed.



If you need a low-doc loan but are finding it difficult to find a lender or get a suitable deal, we can help. We know reputable lenders who provide low-doc home loans at excellent rates, and we can pair you with the lender who best suits your specific requirements.

We also take care of the application process and help you get the best possible deal you qualify for – all without the stress.

So, if you’re looking for a great low-doc home loan, or are struggling to gather the information required to qualify for one, get help from the experts at Freedom Loans.

Contact us today to find out how we can help you.

What is a low-doc home loan?

A low-doc home loan is for people who struggle to provide the documentation required to get a traditional home loan. In short, low-doc loans don’t require borrowers to provide as much proof of income as the traditional home loans require.

What is a no-doc business loan?

A no-doc business loan is for people who struggle to provide the documentation required to get a traditional business loan. In short, no-doc loans don’t require borrowers to provide proof of income as long as the loan is required for a business purpose. All no-doc business loans are secured against property with enough equity.

Do I qualify for a low-doc home loan or no-doc business loan?

This can only be determined on a case-by-case basis, however, if you are self-employed and have an active Australian Business Number, you’re likely to qualify for one.

In some cases you may need to provide an accountant’s letter, a business bank statement or a business activity statement. After we’ve spoken with you, Freedom Loans will be able to advise you on what you need and help you put together a strong application using whatever documentation you have available.


Find out today how
we can help you

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What do I need to apply for a low-doc home loan or no-doc business loan?

The requirements differ from lender to lender. We know the best Australian low-doc and no-doc loan lenders and will help you compile your application based on what documentation you’re able to provide, and which lender best suits your needs.

If you need a low-doc home loan or no-doc business loan, contact Freedom Loans today.

If you’ve been turned down by a bank – or more than one – due to insufficient documentation, give us a call on 1300 364 751. We’ll tell you, straight-up, how we can help, so you can stop worrying and get back to living.

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we can help you

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