Terms of Service

These Terms of Service (“Terms”) govern your use of the Freedom Loans website and services. By accessing our website or using our services, you agree to these Terms.

1. Service
Freedom Loans provides self-employed Australians with low-doc, no-proof-of-income mortgage refinancing and investment loan services. All applications are subject to lender approval.

2. Eligibility
To use our services, you must:
Be at least 18 years old.
Provide accurate and truthful information during the application process.
Meet lender-specific requirements, such as a minimum credit score and required documentation.

3. User Responsibilities
You agree to:
Use our website and services lawfully.
Keep your account information accurate and up-to-date.
Refrain from submitting fraudulent or misleading information.

4. Loan Applications
Submitting an application does not guarantee approval. Lenders retain the right to accept or reject applications based on their criteria.

5. Fees and Charges
All applicable fees and charges will be disclosed prior to proceeding with a loan application. You are responsible for reviewing these fees before submitting your application.

6. Intellectual Property
All content on the Freedom Loans website, including text, graphics, logos, and software, is the property of Freedom Loans and protected by copyright and intellectual property laws. You may not reproduce, distribute, or use our content without prior written permission.

7. Limitation of Liability
Freedom Loans is not liable for any direct, indirect, or consequential damages arising from your use of our website or services. We provide services “as is” and cannot guarantee specific financial outcomes.

8. Indemnification
You agree to indemnify and hold harmless Freedom Loans, its affiliates, and employees from any claims, damages, or expenses arising from your misuse of our website or services.

9. Governing Law
These Terms are governed by the laws of Victoria, Australia. Any disputes will be resolved in the courts of Victoria.

10. Changes to Terms
We may update these Terms periodically. Updates will be posted on this page with a revised effective date. Continued use of the website constitutes acceptance of the updated Terms.

11. Contact Us
For questions about these Terms or our services, contact us at:
Email: info@freedomloans.net.au
Phone: 1300 364 75A