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Self Employed

Are You Self-Employed or Unable to Prove Your Income?

At Freedom, we link borrowers with low doc loans for self-employed people at the lowest rates*

Unlike many other banks or lenders, Freedom Loans offers low doc home loans for self employed people, with LVR ratios of up to 80 percent —even for the self-employed. Most lenders won’t lend more than 60 percent LVR without supporting financials that are often difficult, if not impossible, for the self-employed to provide.

At Freedom, our mortgage lenders specialise in low documentation lending, also called self-certified mortgages, with attractive interest rates* . We also allow much more flexible conditions than most lenders.

Whether it’s because your accounts don’t reflect your real profit or you work solely on a commission or tip basis, we can help.

Freedom has low doc lending to suit your needs even if you:

  • Are missing some or all of your recent tax returns
  • Have been rejected by previous lenders
  • Have an ABN less than 2 years old
  • Have no Business Activity Statements

* We currently have access to funders offering some of the lowest interest rates available in Australia.